Claims for water damage are the most common type of claims submitted to insurance companies for both homes and businesses. Water damage is often caused by the following:
● Plumbing leaks from supply lines and drain lines
● Air conditioning leaks
● Malfunctioning garbage disposals
● Appliance leaks— refrigerators, dishwashers, washing machines, etc.
● Faucet leaks
● Shower pan leaks
● Roof Leaks
Water damage can lead to other serious problems such as mold, mildew, and decay, which can impact the health of occupants and can cause or worsen such conditions as respiratory infections, asthma, and allergies. Decaying materials can also invite pests such as termites and carpenter ants or impact the integrity and stability of a structure.
Insurance companies might try to pass the buck to the appliance repair companies or insist that you should have noticed a leak sooner. They may accuse you of breaking your own garbage disposal or dishwasher. The insurance companies are always looking for reasons to deny your claim in full or in part, and you need to call us as quickly as possible during the claims process so that we can help you collect the amount you are entitled to under your policy.